1.
Al Hashfi RU, Zusryn AS, Khoirunnisa NL, Listyowati ARFA. ONLINE PAYMENT: INDIVIDUAL CHARACTERISTICS AND DIGITAL FINANCIAL INCLUSION IN OIC COUNTRIES. JIMF [Internet]. 2020 Sep. 15 [cited 2025 Dec. 29];6(4):767-88. Available from: http://jimf-bi.org/JIMF/article/view/1148