Wulandari P, Kassim S. Socio-Demographic Determinants of Credit Rationing at Baitul Maal wa Tamwil in Indonesia. J. Islamic Monetary, Econ. Finance [Internet]. 2019 Nov. 1 [cited 2026 Jul. 27];5(3):645-72. Available from: https://jimf-bi.org/JIMF/article/view/1156