Nurfadilah, Dety, and Sudarmawan Samidi. “How the COVID-19 Crisis Is Affecting Customers’ Intention to Use Islamic Fintech Services: Evidence from Indonesia”. Journal of Islamic Monetary Economics and Finance 7 (March 22, 2021): 83–114. Accessed February 14, 2026. https://jimf-bi.org/JIMF/article/view/1318.