F. F. Jauhari, S. S. Mohd Yusoff, and S. H. Kassim, “Islamic Fintech Financing Adoption Amongst Asnaf Micro Entrepreneurs in Malaysia: Extended UTAUT2”, JIMF, vol. 11, no. 4, pp. 779–806, Nov. 2025, doi: 10.21098/jimf.v11i4.2341.