PERTIWI, Ruspita Rani; JANNAH, Syayyidah Maftuhatul; SODIK, Fajar. Human Capital Drivers to Service Innovation: Evidence from Islamic Banking in Indonesia. Journal of Islamic Monetary Economics and Finance, [S. l.], v. 10, n. 2, p. 221–248, 2024. DOI: 10.21098/jimf.v10i2.1969. Disponível em: https://jimf-bi.org/JIMF/article/view/1969. Acesso em: 14 feb. 2026.