NIK AZMAN, Nik Hadiyan; MD ZABRI, Mohd Zaidi. Sharīʿah-Compliant Fintech Usage among Microentrepreneurs in Malaysia: An Extension of UTAUT Model. Journal of Islamic Monetary Economics and Finance, [S. l.], v. 8, n. 2, p. 305–324, 2022. DOI: 10.21098/jimf.v8i2.1417. Disponível em: https://jimf-bi.org/JIMF/article/view/1417. Acesso em: 14 feb. 2026.