Triwibowo, Sugeng, et al. “POLICY RATES PASS-THROUGH IN INDONESIA’S DUAL BANKING SYSTEM: DOES BUSINESS CYCLE MATTER?”. Journal of Islamic Monetary Economics and Finance, vol. 8, no. 1, Feb. 2022, pp. 1-24, https://doi.org/10.21098/jimf.v8i1.1424.