LESSY, Djaffar; KHOUDJETI, Fouad; DIENER, Marc; DIENER, Francine. A MARKOV CHAIN MODEL FOR ISLAMIC MICRO-FINANCING. Journal of Islamic Monetary Economics and Finance, [S. l.], v. 5, n. 4, p. 763–784, 2019. DOI: 10.21098/jimf.v5i4.1081. Disponível em: http://jimf-bi.org/JIMF/article/view/1081. Acesso em: 29 dec. 2025.