Maharani, N. K., & Setiyono, B. (2018). DO RISK, BUSINESS CYCLE, AND COMPETITION AFFECT CAPITAL BUFFER? AN EMPIRICAL STUDY ON ISLAMIC BANKING IN ASEAN AND MENA. Journal of Islamic Monetary Economics and Finance, 3(2), 181 – 200. https://doi.org/10.21098/jimf.v3i2.888