Bhatti, M.I. and Basov, S. 2022. INCENTIVES, SOCIAL NORMS, AND BUSINESS CYCLE: AN EXAMPLE OF BUSINESS LOANS PROVISION BY ISLAMIC BANKS. Journal of Islamic Monetary Economics and Finance. 8, 3 (Aug. 2022), 471–484. DOI:https://doi.org/10.21098/jimf.v8i3.1565.